Roofer Madness
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Warning ! This Book could save you thousands of dollars and a lot of grief
Find out how to choose a roofer who will prevent your worst nightmares and make your
project a success.
4) Caution! Liability Issues
Workers Compensation
Under Workers’ Compensation Board legislation, you, as the property owner, are ultimately responsible by law to ensure everyone working on your property is covered by WCB.
If the worker (whether he is a window cleaner, tree trimmer, drywaller or roofer) does not have his own coverage it is up to you to take out coverage with WCB for each worker.
It is possible that the company is registered with WCB but is not in good standing or is delinquent with their account. If this is the case, they are not covered and again you become liable. Don't just take their word that they are covered. Get the company's WCB number and check it out. If they are delinquent or not registered with WCB it may indicate that they are a fly-by-night company or are not financially sound. This should concern you as they may not be around to back up their warranty.
To protect yourself as the home owner, this is what you do:
Get a clearance letter or number from WCB for the company doing the work.
This can be done on line at:
www.worksafebc.com >Under Insurance sub-heading>Get a Clearance Letter
Or call the Clearance Section: 604.244.6380 Toll Free: 1.888.922.2768 Fax: 604.244.6390
Liability Insurance
Check that your roofer has proper, up-to-date liability insurance that will cover water, fire
or other property damage. Many roofers don't have this insurance now as prices have
increased and it's harder to qualify.
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